Online payday loan platforms

Online payday loan platforms in Brazil, this is already possible in several credit companies on the Brazilian web. There was a time when to borrow payday loans in Brazil, people had to get around to a loan store with all their personal documents and vouchers, checkbooks, witnesses, and in some cases they would have to file up to a guarantor.

Also clear of all the bank agencies that offered their payday loans by phone and even by direct mail. He realized, anyone looking for borrowed money would have to cancel a lot to find a suitable interest.

Loan platforms

Loan platforms

Crash leg was part of the process of applying for payday loans, not to mention that at the time of formalizing the request, the client had to fill out questionnaires, forms and sign some 30 pages of the contract for only then, after a day or two the money fell in the bank account.

All this marathon besides making a whole day of work, could still take hours and hours of patience and anguish inside the store… And all this done, some financiers did not give the immediate answer, many times the answer was negative after having had all this work. But time passes and fashion changes the scenario, fortunately technology has come to benefit and streamline processes.

Payday loan platforms

Personal loan platforms

Today anyone with Internet access can apply for their payday loan when and where they want, only need this online with the financial system, the bank, credit union or credit institution that everything is resolved in minutes. No one asking questions, no bureaucracies or constraints.

Payday loan 100% online

Personal Loan 100% online

That’s right, everything done quickly, simply and safely. No extra charges, delay, everything for your computer, laptop, tablet or smartphone. payday loans 100% online wherever you are, in Brazil or any size in the world. It sounds like fiction, does not it! All this online structure is now available and with a few clicks your payday loan online is now free.

On the web we find several websites, and to get the simulations, simply access the website of the bank or correspondent of your choice, fill in the entries, choose the type of loan and deadlines, the answer comes in minutes. If your loans are approved in the analysis, after going through the sieve of the evaluation criteria, you jump to the conclusion signing the contract and waiting for the money to fall into the account.

Where to apply for an online loan

Where to apply for an online loan

In Brazil there are some payday loan stores online that are acting with simple platforms and without bureaucracies. The sites are intuitive and do not require advanced knowledge to make the request. Know each one below:

Suer loans: The loan releases are between R $ 5 thousand to R $ 25 thousand. Its slogan is: “a smart way to make loans: simple, fast, secure, transparent and economical.” The proposal is to offer the lowest rates practiced in the market, but the flexibility in approval leaves something to be desired.

Dumlao: payday loan without bureaucracy – They offer online loans between $ 500 to $ 2,500. The release is usually quick and flexible in approval, the payday loan can be approved even if it is negative *, the chosen deadlines are in 3, 6, 9 or 12 installments. Interest rates are between 13% and 14.5%.

Good for Credit: They claim to be the largest credit mall in Brazil, offer numerous types of loans, various banks and rates according to the type and profile of the customer. Interest on the payday loan: 1.19% to 22.01% per month. Payroll loans: 1.5% to 6.02% per month. Consigned INSS: 1.68% to 2.28% per month. Real estate guarantee: 0.68% to 2.16% per month. Financing of real estate: from 0.65% to 0.91% per month and Vehicle financing: from 0.94% to 3.94% per month.

Creditom: At Creditom’s website many banks and financial partners are presented, the credit company offers: loan with property under guarantee, loan with vehicle under guarantee, payday loan, loans for companies, vehicle financing, real estate financing. They also have: Cards and Insurance.

Servico: Servico has a web structure to do simulation with rates that are low and personalized, according to your proposals. The simulation takes only 3 minutes. After approval of the loan, simply send your documents through the site and wait for the credit in the account. They offer credits from R $ 2,500 to R $ 35,000.

Deba: Deba Financial Services – Loan for small business owners financed by people, this solution is known peer-to-peer lending. The operation is ideal for those who are on the overdraft or on the rotary of the card since interest is usually lower (between 1.5% and 4.0% per month).

Trigg Online Loan: Trigg is a credit platform created to make payday loan online, fast, easy and hassle-free. With Trigg the loan simulation is done without moving from your home.

These are just a few of the dozens of lending companies that have payday loan schemes online, but there are many others that we will be mentioning here at Billy Bunter. That’s right, now you can do your loan simulation with just a few clicks. Good luck!

Mortgage Loan? Mortgage to get money

How to get a Mortgage Loan? Take credit with mortgage? Mortgage your home in exchange for money with cheaper cost is worth? The mortgage loan is still little used in Brazil, but has been growing with the development of civil construction. This is a way to apply for a personal loan to pay off debts, raise funds as working capital, or to invest in your own business, taking as collateral a residential or commercial property.

The mortgage loan or mortgage has one of the lowest bank interest, in relation to overdraft, credit card and personal credit. Mortgage interest rates are around 1% per month. But experts urge caution in using the home equity loan. In Brazil, the owner of the property placed as a loan guarantee receives a cash limit of up to 50% of the value of the dwelling.

Mortgage loan

Mortgage loan

It is common for banks to require that the property be registered, that the construction of the land be registered in a notary’s office and that the taxes be removed. Some banks accept the land without construction as collateral or others not like the case of HSBC. The risk of loss of good occurs in cases of default of more than 90 days, which period may vary according to the policy of the creditor financial institution.

As the bank loan risk is low, or there is no credit in this mode, it is possible to acquire a larger volume of money for a longer repayment term compared to other types of credit is a great alternative.

Some banks finance up to 70% of the value of the property. But the redemption in case of default is much more complicated, as the lender is indirectly responsible for the property, it is possible to extrajudicially take the borrower to put it up for sale as a form of debt settlement. In this case, the property will go to the auction.

Types of Mortgage Collateral

Types of Mortgage Collateral

At us, it is possible to guarantee a commercial or residential urban property, land or rural property, in the minimum amount of R $ 20 thousand, for mortgage loan of up to 70% of the value of the property. The maximum term for payment is 360 months (30 years). The installments are discounted in the current account of the borrower.

You must have an account in the Cashier. At Brazillian Banker, the loan with property as collateral has financing of up to 60% of the value of the property that is worth between R $ 20 thousand and R $ 5 million. The maximum term for payment is 15 years. The rates revolve around 1.4% per month.

Mortgage Terms, Rules and Conditions

Mortgage Terms, Rules and Conditions

To make the mortgage loan or home equity loan available, financial institutions follow a series of rules to verify that the client is even able to afford the debt that he will acquire.

Therefore, information on the value of the property, the contractor’s family income, commitments to other financial institutions, monthly expenses with water, electricity, telephone, fuel, health, education, rental and other more than necessary will be requested.

Additional costs on mortgage

Additional costs on mortgage

The mortgage loan contractor is also responsible for paying much of the property assessment fees, taxes and extra costs that are required for the contract to be completed, all of these details are informed by the bank agent sought.

Loan with pre-dated checks, cash on the spot!

Loan with pre-dated checks, cash on the hour!

Loan with pre-dated checks, cash on the hour!

Do you have a checkbook? Is the name clear? Need quick and easy credit? One of the most common ways currently to obtain personal cash credit, is to make a loan with pre-dated checks, the payment of the installments is done with the sheets of your check stub, of course. Various credit finance companies make this type of loan, which by the way is an immediate loan, very easy to apply if you want quick cash without too much red tape to do what you want.

Checking loans is one of the most democratic lines. Its approval covers both graduate and salaried clients, professionals, federal, state and municipal public servants, low-income self-employed, military, medical, lawyers, construction workers, janitors etc., this type of financial transaction with pre-dated check have grown a lot as an alternative to balance the finances of the household budget in case of a momentary emergency.

Generally, financial companies do not require information about the destination of the financial resource, which is usually used to pay debts or possible extra expenses, repair the vehicle, settle unexpected traffic tickets or even health cases.

The good thing about the loan with a check is that you do not have to shell out any amount in the time to get it, that way there will be no commitment of the expenses within a period, in some financial the loan with pre-dated check, the first installment can be paid in 45 or 60 days grace period. 

Depending on the interest you find, it may be very interesting to apply for a pre-dated check loan and, with the cash in hand, discharge outstanding bills from the credit card, pay off debts acquired through the use of your bank’s overdraft which increase day by day or late credit cards.

More about Check Loans

The loan on the check can usually be done with the average installment between 3 and 24 months in the stores that carry out this operation. But, remember, when you take out the loan, first analyze what interest rate you will pay to not overcommit your income.

The amounts for loan with check can vary between R $ 300 and R $ 20,000 thousand, depending on the client’s commitment power and credit history. To get money back with your check guarantee, visit one of these companies and find out more information that can help you.

Loan on Google, Search Engine and Bank

Loan on Google, Search Engine or Bank? It seems like a fake news more is not. Google anyone who accesses the Internet has certainly used or uses the search engine to do research of the most varied possible, the most used here in Brazil is Gmail and Orkut, so far so good… What happened so frightful? Has it recently been disclosed that the most popular search engine will also provide loans ? “In England the service is already a reality, and many are already enjoying the novelty.”

Google is a great company with a vision focused on various niches, in addition it is a very flexible and dynamic company of the present time, its services are always surprising the users, internauts and companies. But is not the world crossing a rather strange tide? Yes, especially on the European continent, the socio-economic situation on this continent is not easy. What would lead Google to embark on the financial market with money lender? Mystery. It is worth saying that Google’s new endeavor is a major and real event, the Internet’s most important search engine is starting the development of lending to companies in various countries.

But, who is the bank?

But, who is the bank?

The Google lending service is solidifying and fully operational in England. So, is Google lending its own money? At first the search giant has partnered with Bando Bank. The Google loan is expected to expand to other European countries and later to the US. And Brazil, how is it?

For whom, and how is the loan paid?

For whom, and how is the loan paid?

Loans will be granted to companies linked to Google, to begin with, companies that use AdWords services may apply for the loan only to be able to purchase credit for online advertising, meaning companies that want to advertise on Google will be able to obtain funding for resources available to keep your campaigns online.

Loan in Brazil

Loan in Brazil

We’re going to have to wait for this new Google initiative to get here in Brazil and see if, in fact, borrowing from Google will be worth it, even if it’s just to fund advertising campaigns

Types of loans you can find in Brazil

Types of loans in Brazil

Types of loans in Brazil

Do you know the types of loans that can be found in Brazil? Having detailed information about loans first of all can be very important for anyone who wants to carry out a credit operation, especially for obtaining money. The first step to taking a personal loan is to determine the person how the funds will be used, from there, begin the search for the most suitable type of loan.

There are in Brazil various types of loans that banks and lending institutions offer, as said, the choice will depend on the use and need that the money released will be employed. The main modalities offered by banks and financial institutions are “traditional personal loans, financing and refinancing, consumer loans (CDC and Leasing), car loan, home loan (purchase, retirement and construction), loan (FIES) and private loans, pre-approved bank account loans and commercial loans (Working Capital for companies) offered by private banks and mainly by the BNDES. “

So if you are looking to buy a car, the best types of loans to apply for are the (vehicle financing and CDC) usually offered at car sales stores and car dealerships, you can also request it directly at your bank speaking with your manager, and so on in other loan models.

The process of analysis, criteria and granting of personal loan and consumer loan are virtually the same, changes only a little from bank to bank. The Brazilian citizen is a bit lazy when it comes to research and comparison, usually the proponent hiring the operation right away, for pure convenience, when in fact the ideal would be to make several comparisons and serious possibilities to know the best.

Spending a few minutes or hours looking for a loan can even yield a good amount saved with the interest that would be paid if there were no more detailed research, despite taking time, going from bank to bank or accessing several banking sites looking for information more consistent until you find a reasonable or satisfactory option, help and much.

Unfortunately, in Brazil we do not have many “loan comparison sites”, rates and conditions as it is possible to find in Australia, the United States or Europe, in these continents the Internauta finds true comparative sites, in a single page it is possible to know which banks, which types of loans are more beneficial to the consumer. In Brazil, there is often little or no information that actually brings security to the interested party in credit, the information is confusing and many fees, insurance and conditions are omitted on the online pages.

To really know what the rate of some type of loan is, the citizen has to go to a bank branch or a financial credit shop. Now if you want to buy any product, do not miss price comparison sites. Where are the loan and fee comparison sites?

In any case, we have numerous types, lines, types of loans and financing for all purposes, getting a loan in Brazil has never been easier, in that you have to agree. Currently, in 4 simple steps you can get the right loan for your need:

1 -) By the Internet or Telephone;
2 -) Directly in the Banking Agency;
3 -) Soliciting in the Commerce Store;
4 -) Using a Credit Agent or Intermediary.

To be successful in choosing your personal or consumer loan (financing) you need to choose the type, bank or financial preferred or with the best conditions, the rate you want or can pay and the most advantageous term, not what has the smallest portion to lose sight of. Do not forget to read the agreement before signing.